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What we do

With a population of more than 600 million people, ASEAN is the 3rd largest global market. However, a large part of this market remains outside the formal financial system. Only 20-30% of adult population has a bank account in emerging economies such as Vietnam, Philippines and Indonesia.

Access to formal credit such as personal loans, credit cards or mortgages is even more restricted, ranging in the low single digits. At the same time the young population has rapidly gone online and mobile. This creates a huge opportunity to address their financial needs through technology.

We incubate and build finance businesses to focus on selected, underserved segments in each market. We invest in deeply understanding our target segments and tailor our business models to fit their needs and behaviour. We use technology and advanced analytics to replace tedious requirements and paperwork, thereby lowering barriers to financial inclusion.

Philippines

30% Bank account
7% Credit card
99% Mobile phone
37% Bank account
10% Credit card
99% Mobile phone

Indonesia

Vietnam

21% Bank account
3% Credit card
99% Mobile phone
3% Bank account
1% Credit card
96% Mobile phone

Cambodia

Myanmar

3% Bank account
0% Credit card
68% Mobile phone
29% Bank account
2% Credit card
87% Mobile phone

Laos

team

We are a team of experienced consultants, bankers to technologists. What unites us is our passion to develop new ideas into businesses that can improve the financial lives of our customers.

Georg Steiger

Georg Steiger

MD John Galt Ventures



Huyen Nguyen

Huyen Nguyen

Founder BillEase & Loanranger



Ritche Weekun

Ritche Weekun

Founder Balikbayad



Thao Phan

Thao Phan

Founder Vay Thần Tài



Nga Le

Nga Le

Founder camdonhanh



Duong Tran

Duong Tran

Head Business Development Vay Thần Tài


Jonathan Ong

Jonathan Ong

Head Business Development balikbayad


careers

Why work for us?

– Join a fun but intense team and help improve the lives of millions
– A job that provides intellectual challenge and pushes your thinking
– Hands on coaching and training
- All positions open in Manila and Ho Chi Minh City

Apply now

AI/Machine Learning specialist

– Practical experience in Octave, R or Python scikit
– Possess strong problem solving skills and creativity and appetite to learn
– Background in Math, Stat, Science
– Are able to work and deliver under pressure and within deadlines
– Enjoy and thrive in a fast-moving start-up environment

Apply now

Math geek

– Track record of math and/or machine learning skills – Math Olympiad finalists, Kaggle, etc
- Excellent problem solver
– Hungry to learn cutting edge data science / machine learning
– Experience in python scikit, R, Octave a plus

Apply now

Full Stack developer (Python)

–Experience in Python
–Strong problem solving skills, creativity and appetite to learn
–Able to work and deliver under pressure and within deadlines
–Enjoy and thrive in a fast-moving start-up environment

Apply now

mobile app developer (Android, iOS)

–Experience in Android and/or iOS development
–Strong problem solving skills, creativity and appetite to learn
–Able to work and deliver under pressure and within deadlines
–Enjoy and thrive in a fast-moving start-up environment

Apply now

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